For U.S. servicemembers and veterans, it can sometimes be difficult to establish the level of credit necessary to qualify for a home loan. To make homeownership more attainable for servicemembers and veterans, the Department of Veterans Affairs established the VA Home Loan, which guarantees a portion of the loan and enables lenders to provide you with more favorable loan terms.
This guarantee allows lenders like to offer home loans to servicemembers and veterans who may otherwise not be able to qualify for a conventional loan. To date, the VA Home Loan program has helped over 20 million servicemembers and veterans buy a home, since WWII.
VA Streamline (IRRRL) Refinance-Already in a home? Consider refinancing into a VA IRRRL (Interest Rate Reduction Refinance Loan) also called the Streamline Refinance Loan. The VA IRRRL lowers your interest rate by refinancing your existing VA home loan. By obtaining a lower interest rate, your monthly mortgage payment should decrease. You can also often refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage.
ZERO Down Purchase
Cash out refinance up to 100% of Appraised Value
Credit scores as low as 500
Manufactured Housing OK
One Time Close Construction to Permanent Available
VA Renovation Loan Available
No Maximum Loan Amount
No Funding Fee for Service Connected Disability